Category Archives: Thermography

Can You Find All the Damage Done to Your Property?

If your home or business premises has suffered fire or flooding, the chances are you can see plenty of damage at a glance. When you come to make an insurance claim, you’ll be asked to list the damage, and closer inspection may find a little more. But is that really all?

Unfortunately, it may not be. Fire or flooding can leave invisible mould, damaged insulation or electrical hotspots inside your walls. It won’t stay invisible, though. It could take several years, but sooner or later it will start to cause you trouble.

The problem is that, by this time, you won’t be able to claim for it on your insurance policy, even if it’s been caused by the original incident. The insurer’s Loss Adjuster will simply tell you the claim has already been settled, and it’s down to you to pay for these repairs.

Finding the Hidden Damage Early

Fortunately, there’s a simple way of avoiding all this — Thermography. A non-invasive thermal imaging technique, its uses range from helping firefighters to diagnosing cancer, but it’s also invaluable when making an insurance claim.

A thermographic scan before you hand the Loss Adjuster your claim will show up all that hidden damage — the hotspots that could become fire risks, the mould that could undermine the building’s structure, or the damaged insulation that will let in cold and damp. It can all be included in your original claim and be sorted out at the insurer’s expense, not yours.

Thermography is 100% safe. Unlike some scanning techniques, such as X-rays, it doesn’t involve any radiation being fired at your property, let alone at you or your family. Instead, it passively reads the heat signals present in everything and builds up a thorough picture of the things you can’t see. It’s no different from taking a photo — it just reads heat instead of light.

It’s not always easy to arrange a thermography scan, but at Allied Claims we offer it as a service to all our clients. If your property has suffered fire or flooding, it could avoid both trouble and expense down the line. Why not give us a call to find out more?

Don’t Get Caught Not Claiming for the Hidden Damage — Use Thermography

If your home or business property has suffered from fire or flooding, it’s difficult to be sure you’ve found all the damage when you make your insurance claim. Some problems can stay hidden for years, and when they emerge, it won’t be easy to get the Loss Adjuster to accept liability under your policy.

If you use thermography, though, this won’t be a problem. Thermography is a non-invasive thermal imaging system that can show up the hidden damage. It has a wide variety of uses, from night surveillance and leading firefighters round smoke-filled buildings to diagnosing cancers, as well as in insurance.

Thermography is completely safe because it’s an entirely passive imaging system. Whereas a technique like X-rays actually fires radiation at the subject, thermography simply reads the infra-red heat every object gives off and builds up an image.

How Can Thermography Help Your Insurance Claim?

Employing a thermography scan before you make your insurance claim can identify a wide range of issues you might never have suspected otherwise. Either fire or flooding, for instance, can result in electrical hotspots, which will cause trouble somewhere down the line, or damage to the insulation.

Water damage can also cause mould, which not only undermines the building’s structure, but can also be a health hazard. If you identify any of these through thermography, the Loss Adjuster will have little choice but to include them in your insurance claim.

Even if you’re not making a claim, having a thermographic scan of the building could save you money in the long run. Many of these problems, from hotspots to damaged insulation, can occur without a traumatic event, and fixing them could mean a substantial improvement on the energy efficiency of the building.

At Allied Claims, we offer thermography to our clients, and we’d strongly advise you to use it if you’ve had a fire or flooding incident at your home or business premises. Feel free to get in touch with us if you need to know more.